Driving without insurance is an offence that the Courts views seriously. So what is the penalty for driving without insurance and can I be found not guilty?
Taking first things first. Driving without insurance is described as a “strict liability” offence. Meaning that you either had insurance or your did not. So if you did not have insurance you are guilty of the offence. But there is an exception to the rule. If you are found to be driving a company provided vehicle without insurance in place, you may be able to claim a defence to the charge, meaning that you may be found Not Guilty. If this has happened to you, you should obtain legal advice immediately. Speak to Carl now, and claim your free legal advice.
More commonly it is the case that there is a reason or explanation as to why you were driving without insurance. For example, if you were found you were insured when you were not or when there has been a mistake by the insurance company (yes they do happen!). It may be the case that the reason for driving without insurance amount to a “special reason”. If “special reasons” are found, the Court can exercise its discretion and not put penalty points on your licence.
If you have been stopped for driving without insurance and think that you may have a good reason then speak to Carl today and get your free initial advice.
If you are guilty of driving without insurance and special reasons do not apply, the Court will impose between 6 and 8 penalty points on your licence together with a fine of up to £5,000. In some cases, the Court may view to disqualify you from driving as opposed to giving you points. If points are imposed and this takes you above 12 points within a 3 year period, the Court must disqualify you from driving under the totting up procedure. If you don’t want to lose your licence, then talk to Carl today on 01482 227669 about an application for exceptional hardship.
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